Quantum Advisory Group LLC · Health & Life
ACA Marketplace plans, premium subsidies, and individual & family health coverage — explained in plain language by a licensed advisor who shops the options for you. Education-first, never sales pressure.
Lisa Drake is a licensed Health & Life insurance advisor who helps individuals, families, and the self-employed find the right coverage: ACA Marketplace plans with the subsidies you qualify for, individual & family health, and short-term, supplemental, and life insurance. She shops the options for you, explains them in plain language, and supports you year-round. Licensed in 14 states, and your first call is free.
One licensed advisor across every individual health option.
🏷️ ACA / Marketplace PlansSubsidies & tax credits for individuals & families 👨👩👧 Individual & Family HealthSelf-employed, between jobs, early retirees 🛡️ Short-Term, Supplemental & LifeBridge gaps and add protectionCoverage Options · One Advisor
Whether you're shopping the Marketplace, covering your family, or bridging a gap between jobs — start with the option that fits today, and we'll handle the rest.
Get every dollar of savings you qualify for.
Coverage built around your household.
Protection between jobs and beyond the basics.
The QAG Difference
You don't have to navigate HealthCare.gov, metal tiers, and subsidy math alone. You get plain-language guidance and a person who stays with you year after year.
We make sure you claim every premium tax credit and cost-sharing reduction you're eligible for — no money left on the table.
We compare across the Marketplace and private carriers, then match a plan to your doctors, prescriptions, and budget.
Life changes — jobs, income, family. We handle enrollment, special-enrollment events, and questions all year, not just in the fall.
The Mindset That Saves You Money
Health coverage isn't a form. It's a plan for your family.
The right Marketplace or individual plan does two jobs at once: it protects your family's health and it protects your finances from a bill you never saw coming. Once it's set up right, the choice gets simple.
Simple From Start to Enrolled
Three easy steps — most people are quoted and enrolled in a single conversation.
Tell Lisa your situation — household, income, doctors, prescriptions, and budget. No pressure, no jargon.
Lisa shops the Marketplace and private carriers, checks your subsidy eligibility, and lays out the plans that actually fit.
She handles the paperwork, confirms your coverage, and stays with you year-round for changes and questions.
Your Advisor
Licensed, responsive, and genuinely invested in your outcome.
Lisa helps individuals, families, and the self-employed find health coverage that fits — ACA Marketplace plans, subsidies, individual & family medical, supplemental, and life insurance. Resident Nevada producer, licensed across 14 states.
Request Your Free Quote
Share a few details and Lisa will personally reach out — usually within one business day.
Answers, Up Front
Straight answers to what people ask Lisa most about health coverage. Still have a question? Book a free call or call/text 702-483-1581.
No. Lisa's help is free to you, because advisors are compensated by the insurance carriers. You pay the same premium whether you enroll on your own or with her guidance, so you get a licensed advocate at no added cost.
Lisa is licensed for health and life insurance in 14 states: AL, AZ, GA, KY, MI, MO, NE, NV, NC, OK, OR, SC, TX, and UT. If you live in one of these states, she can help you shop and enroll.
ACA Marketplace plans have an annual Open Enrollment Period, but a qualifying life event like losing coverage, moving, marriage, or a new baby can open a Special Enrollment Period any time of year. Some private and supplemental plans can start year-round.
Premium tax credits are based on your household income, size, and location, so savings vary widely. Many people qualify for meaningful monthly savings, and some for very low or even $0 premium plans. Lisa checks your eligibility and applies every dollar you qualify for.
The metal tiers describe how you and the plan split costs. Bronze has lower premiums but higher out-of-pocket costs, while Gold and Platinum cost more each month but cover more when you need care. Silver plans can unlock extra cost-sharing savings if you qualify.
Networks and drug formularies vary by plan, so it is important to check before you enroll. Lisa reviews your preferred doctors and medications against each plan so there are no surprises.
Yes. ACA Marketplace plans cannot deny you or charge you more because of a pre-existing condition, and they cover essential health benefits. Lisa will help you find a plan that fits your health needs and budget.
You still have options. Off-exchange individual and family plans, and coverage designed for the self-employed or 1099 workers, can sometimes offer better value when subsidies do not apply. Lisa compares both on-exchange and off-exchange options for you.
Short-term medical is designed to bridge a temporary gap in coverage, for example between jobs or while waiting for other coverage to start. It is not ACA-compliant and may not cover pre-existing conditions, so Lisa will explain the trade-offs before you decide.
Yes. Lisa can add dental and vision coverage, supplemental plans like accident or critical illness, and term or permanent life insurance to round out your protection.
Start With a Conversation
A free, no-pressure conversation. We'll check what you qualify for and lay out your best options in plain language.